Debit Card Fraud–Have You Been “Skimmed?” A friend of mine just got scammed out of $11,000 because he used his debit card at a gas station that had been “skimmed.”
High-tech thieves are putting devices called “skimmers” on ATMs and gas station pumps. It’s hard to tell, especially if you’re not paying attention. Here’s what to do:
–Take a quick look to make sure the card slot hasn’t been tampered with, like above.
–If you’re using your debit card, run it as a credit card purchase to avoid inputting your pin number.
–Use the ATM at a bank, rather than a convenience store–bank ATM’s will be better guarded.
–Register for online banking and check your statement daily.
Most skimmers are high-tech and internally placed nowdays. Unfortunately, they’re also on the rise. The US Secret Service reported a whopping 3,000 increase in skimming thefts last year. You can find more information about debit card security here.